General Liability Insurance

General Business Liability Insurance Consultants, Excess Line, High Risk, Product / Environmental liability, Malpractice Insurance, E & O

General Liability Insurance protects against the risks common to most businesses in regards to:

• Premises and operations
• Products and completed operations
• Indirect liability
• Contractual liability

McGuire & Russell Insurance Services, a subsidiary of Russell Benefit Consulting, Indianapolis, Indiana, specializes in obtaining liability protection for businesses of all types, including Excess Line coverage for "high-risk" businesses that have trouble finding the liability protection they need.

The variety of liability products available include:

• Basic Business Liability Insurance - a policy that packages together property and casualty coverage
   
• Commercial General Liability (CGL) - insures against general liability exposures, such as a customer injured due to a fall, unless specifically excluded
   
• Product Liability - provides protection from claims of personal injury or property damage due to a product you manufacture or sell
   
• Environmental Liability - protection against acts that result in damage to the environment; generally excluded from business liability coverage
   
• Malpractice Insurance - protects medical professionals and health workers against liability for claims of injury due to professional misconduct
   
• Manufacturers / Contractors Insurance - protects against risks related to manufacturing and "on-site" contracting operations
   
• Errors and Omissions (E&O) Insurance - protects professionals from claims or lawsuits arising from mistakes or non- performance
   
• Directors and Officers (E&O) Liability Insurance - a type of errors and omissions insurance that protects directors and officers of corporations and tax-exempt organizations if sued while performing their duties
   
• Property Owners, Landlords, and Tenants Insurance - protects insured businesses from claims of bodily injury or property damage

Help For Complex Liability Insurance Issues

Liability is a complex issue when it comes to protecting your business and its assets. While many businesses can get by with a general business liability policy, it is important to recognize and address your company's special or unique liability issues that may require additional specific liability protection.

With more than 30 years experience in the business insurance markets, we understand the importance of getting the correct liability coverage to protect your business.

We will sort through the many various liability insurance programs available from our many carrier partners to customize a liability policy that best suits your particular needs at an affordable rate.

Your custom liability insurance coverage will include the endorsements or specialized policies your business needs to be protected from potential financial disasters.