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Crime Insurance
Crime Insurance: General Business / Professional Property Insurance
Supplement, Internal / External Loss Liability Protection, Indianapolis
Criminal activities can have catastrophic effects on employees, property and
the economic survival
of businesses of all sizes.
McGuire & Russell Insurance Services, centrally located
in Indianapolis, Indiana, can design a Crime Insurance
program to help your company
be better prepared to manage losses that result from
criminal activity.
Crime Insurance is a necessary component of any business's property &
casualty portfolio. In most cases,
crime-related losses, whether due to external or internal sources, are not
covered by a business's general property insurance.
Do Not Become a
Victim Twice
Many businesses make the mistake of not purchasing enough crime insurance
to protect against potentially devastating loss liabilities from a wide
variety of crimes, including:
- Forgery
- Counterfeiting
- Credit Card Fraud
- Identity Theft
- Robbery
- Safe-cracking
- Physical Assaults
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- Kidnapping
- Computer Theft / Fraud
- Embezzlement
- Employee Theft / Fraud
- And many other criminal acts
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Crime Insurances Protects Against Common Liabilities
Two types of Crime Insurance exist to protect your business from the most
common crime-related liabilities. While they can be purchased separately, many
plans include both types of coverage:
- Money and Security Coverage – repays monies,
inventory, and/or securities lost due to a variety of crimes,
including:
- Burglary
- Robbery
- Theft
- Disappearance
- Destruction of Property
- Employee Dishonesty Coverage – covers losses from employee
acts, such as embezzlement and internal theft
The average U.S. business loses up to 6 percent of its total annual
income to employee theft. For larger companies, this can mean
losses of hundreds of thousands of dollars a year.
You can protect your business and its assets from potentially
crippling crimes. Contact a McGuire & Russell business insurance specialist
today to obtain the security your company
vitally needs.
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