Health / Medical Insurance; Prescription Coverage

Health Insurance / Prescription Coverage Fully-Funded Self-Funded

	Get a Quote Now!
	CLICK HERE for a Personal Health Insurance Quote  (opens in new window)

Health insurance can be the third highest cost to employers, after inventory and payroll. Our benefit specialists work diligently to find the most cost-effective medical insurance program that best fits the needs of both your personnel and your company.

Russell Benefit Consulting, centrally located in Indianapolis, Indiana, offer a complete range of health / medical insurance plans:

• Fully-Funded Plans - purchased from insurance underwriters that assumes full risk for medical expenses
   
• Self-Funded Plans - many cost, tax, and operational advantages for mid-size and large companies
   
• Health Savings Accounts - spending and savings account with limited cash requirements; tax savings for both employer and employees; can be offered in cafeteria plan. Learn More 
   
• Health Reimbursement Accounts - reduce premium costs in combination with high-deductible health plan or FSA to help cover out-of-pocket expenses. Learn More
   
• Flexible Spending Accounts - increase employee take home pay and reduce your contribution via pre-tax deductions. Learn More
   

Prescription Drug Plans

Many types of prescription drug plans are also available, either company-sponsored as part of your health plan or as a voluntary benefit paid by the employee through a payroll deduction. Plan options range from co-payment levels for brand name and generic drugs to discounts for online purchases.

Employee Benefits Administrator Groups

To remove the burden and cost from employers, we also administer these programs. Learn more at Employee Benefits Management / Administration