Pre-Paid Legal Services

Prepaid Legal Services: Wills, Legal Contracts, Traffic Court, Divorce, Credit Disputes, Child Support, Landlord / Tenant / Property Dispute

A well-structured benefit program helps retain high quality employees, and attracts the best candidates for employment. Russell's benefits specialists can help design comprehensive benefits packages for companies of all types and sizes, whether for two, 200 or 2,000 employees.

A well-balanced plan includes company-sponsored benefits like group health insurance, as well as a selection of popular voluntary benefits with little or no additional cost to the employer, such as disability insurance and prepaid legal services.

Prepaid Legal: Like Having an Attorney on Retainer

Chances are good that, for one reason or another, just about everyone will need the services of a lawyer within the next year. Unfortunately, most people hesitate to call one for fear of the cost, or the mistaken belief that they could handle the problem on their own.

There are many reasons people might want to consult with an attorney, most of them totally unrelated to criminal activities, including:

• Wills - drafting and /or updating
• Review legal contracts
• Representation in traffic court
• Divorce
• Credit Disputes
• Return of Security Deposits
• Child Support Issues
• Landlord / Tenant or Property Dispute

Prepaid Legal Services: Employees Judge the Value for Themselves

As a voluntary benefit, employees choose whether to participate, at their own cost, and at what level, and pay for the benefit through payroll deductions. The only cost to the employer is for the minor administrative functions involved.

The basic services provided under most prepaid legal plans include:

• General legal advice and consultation
• Legal document consultation
• Preparation of simple wills
• Letters written or phone calls made by a lawyer to an opposing party

Some plans offer options for more comprehensive coverage for:

• Civil and/or Criminal Trials
• Marital problems
• Bankruptcy
• Real estate issues
• Other option may be available