Travel Insurance 

Travel Insurance Coverage: Voluntary Employee Benefit Programs, Trip Cancellation, Emergency Medical Services

Travel is a common occurrence in today's business world. It is also one of the most popular vacation activities for employees and their families. But increased travel means an increased risk of illness or injury while away from home.

Increasing terrorist attacks and emphasis on security around the world illustrate the need for travel insurance. Your current employee health insurance plan may not provide the protection needed, especially when traveling outside the country.

Russell Benefits Consulting, Indianapolis, Indiana, can offer a travel insurance program at a very low cost to your employees, and no cost to you, the employer.

Few people think much about protection when traveling. They believe their health insurance is going to cover them if they get ill while away from home.

And it is usually too late when they find out that their standard protection doesn't extend that far.

Travel Insurance: A Low-Cost Benefit with Potential for High Returns

An employee Travel Insurance Plan is a way for you to protect yourself and your employees from potential economic hardship. It's also a low cost enhancement to an employee benefits package covering worldwide travel. Plans are flexible to accommodate your employees' needs.

While travel insurance is not the most popular benefit option to employees, it can save hundreds or even thousands of dollars in the event of a family emergency, medical crisis, natural disaster, abduction or act of terrorism while traveling.

Most travel insurance policies will typically cover:

• Trip cancellation
• Travel delay
• Lost luggage
• Emergency medical services
• Accidental death and dismemberment coverage

Travel Insurance: Assistance You Need in Emergencies Away From Home

In addition to protection against travel related incidents,  many travel insurance underwriters provide access to a range of emergency assistance services when the policyholder travels away from home, whether for business or personal reasons, and may also include protection for dependents traveling with them.

Some of these additional services that may be provided in an Employee Travel Insurance program include:

• Locating emergency medical care
• Medical insurance assistance
• Emergency evacuation
• Medically necessary travel
• Transportation for spouse or family member
• Return of remains
• Hotel recuperation
• Prescription drug assistance

Employee Benefits Administrator Groups

To remove the burden and cost from employers, we also administer these programs. Learn more at Employee Benefits Management / Administration

Learn More About Voluntary Benefits

Wellness Programs
Cancer Care
Prepaid Legal Services